Investing Wisely
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Drawing from timeless biblical principles and the authors’ decades of real-world experience, this book equips readers to manage money with purpose and clarity.
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Investing Wisely is more than a financial guide – it’s a call to faithful stewardship. Drawing from timeless biblical principles and the authors’ decades of real-world experience, this book equips readers to manage money with purpose and clarity. Whether you’re just starting out or looking to reset your financial habits, you’ll be guided through seven essential decisions that will help you save, invest, give, and live with eternity in mind.
This practical and faith-led guide includes an introductory course on the stock market, budgeting tools, and a goal-setting workshop to help you take immediate steps toward financial stability and eternal impact. No matter your current financial situation, Investing Wisely will help you see money not as a path to indulgence or as a treasure to hoard, but as a God-given resource that, when managed well, can transform your life and bless the lives of those you love. Discover how to save diligently, invest strategically, give joyfully – and leave a legacy that lasts.
About the Authors
David N. Johnson
David was born and raised in California and married his childhood sweetheart, Lisa, in 1986. They have three wonderful daughters and nine amazing grandchildren. He has been a wealth manager since 1990 with the Series 7, 63, 65, and 24 licenses, and founded Johnson Wealth Management in 1994. When they are at their Arizona or Texas homes, they are active in their local church, Rotary, and several boards and foundations. They also love to travel to visit their children and grandchildren around the country.
J. A. Johnson
Dr. J. A. Johnson is a founding member of Genesis College & Seminary, an international ministry serving thousands of inmates across the nation. He has also served as a faculty member at Christian colleges and universities. Dr. Johnson is blessed with four wonderful children and six cherished grandchildren.






2 reviews for Investing Wisely
This book is a basic reference on money management but based on bible verses. I highly recommend the book for the young and the old. It makes me want to manage my resources better. It will be a book that I will read over and over again due to the simple yet profound principles he uses. It will change your life, if you follow them. That’s why I recommend getting this book and slowly making these changes with much prayer. It’s already been changing me but through much prayer as I have no good in me not even to manage my money.
I am struggling to express what I see in this book in an honest but positive way. There is much good in that it is written in a clear, understandable way. I imagine it would answer about any question a potential investor would have. It seems to be well-documented and offer practical help with starting to invest with the printable documents in the back of the book. I’m glad I read it because it has helped me assess what I really believe about money. I’ve always wanted to have an inheritance for my daughter, but I believe as I read this book I began to re-think what kind of inheritance I would be leaving her – monetary or a spiritual legacy. Which would really be the better legacy? Which would help her more? I’ve had to conclude that I haven’t done well in either regard.
The problem for me with this book is that it seems off-target scripturally. It is true that in the Old Testament God did reward His people with wealth and prosperity when they were in obedience to His Law. However, once Jesus came, our reward for obedience is spiritual blessing through His Spirit.
Yes, He does give some of His saints much wealth, but they seem to be the ones who He knows will use it for His work. I think of George Mueller in this regard. From what I’ve read and heard, God funneled millions of dollars through Mr. Mueller to His causes. God could trust him with His money and the world was impacted by it. Every missionary, orphanage or cause that he gave to was part of his legacy as well. Think of the thousands of souls that came to place their trust in Jesus because of the money God channeled through him!
Others such as Lord Anthony Ashley-Cooper Shaftesbury inherited wealth but gave freely as God directed not trusting in their wealth to sustain them. God used them to bless so many people! The disciples left all and trusted Jesus with themselves and their families provision. Jesus discerns in the young ruler who wanted to follow Him, that money was his idol, and tells him to sell all.
Now look at it in reverse. What if George Mueller or Lord Shaftesbury had followed the principles in this book? I doubt God would have blessed (or at least not so abundantly) because they wouldn’t have been relying on Him.
In theory, it’s not wrong to save for ourselves or our children and family, but in practice it is wrong if God is wanting to use His money for other purposes. God may choose to bless our descendants with wealth through us, but it will be His decision. It’s presumptive to assume that we know how God wants each person to use His money. If we have to invest money so we can live comfortably and give in the future and leave an inheritance for our kids so that they will feel secure – who are we actually trusting in? Not God. And it’s teaching our kids to depend on man-made wealth not God’s provision. I know this is entirely counter-cultural for North America. It certainly wouldn’t sell, but it may be exactly what our Westernized religious culture needs to understand if we want God to bless us with His spiritual blessings again.
When I read the contents of this book, most of the chapter titles sounded very good and I was excited to read about a truly biblical perspective of how to honor God with our money. Yet when I read the book it seemed quite contradictory to Scripture. For example, in the first chapter, it starts with Matthew 6:21, Jesus saying, “For where your treasure is, there your heart will be also.” An excellent place to start since the entire Bible is about God having first place in our hearts, not money or any other thing. Yet the second paragraph advocates man-made techniques of wealth building.
I confess that I know little about investing, but I do know enough that the methods advocated to create wealth in this book are the world’s methods. Yes, tithing and giving above and beyond with the wealth created are encouraged, but if you make money yourself and choose where to spend it yourself, where is God in that? If it’s done the way George Mueller, Hudson Taylor, Rees Howells and so many saints of God did it, He and He alone gets the glory. The way outlined in this book doesn’t glorify God – it doesn’t trust God to take care of us, it trusts money. I could go on with what I believe is the misuse of application of Scripture in chapter 4 but I think I’ve made my point.
I can see that the authors sincerely care about how Christians handle their finances, especially the prisoners who they minister to – I love that they have a heart for believers within the prison walls! There is no doubt that Christian people need to budget and handle money more responsibly. I just wish they had written a book on how they have personally come to trust God completely with their finances without adopting the world’s methods. To show that God can be trusted completely today, just as George Mueller did in his day, would be such a testimony to those in prison as well as an encouragement to us all to do the same.